# Software Engineer, Stablecoins
**Company:** [Ramp](https://scaleengineer.com/companies/ramp)
Ramp is seeking a Software Engineer to focus on stablecoin-based payment and treasury systems, working on next-generation fintech infrastructure. The role involves building secure, reliable integrations with blockchain payment rails while collaborating across engineering teams to integrate stablecoin capabilities into Ramp's core financial operations platform.
**Role:** Backend Engineer
**Seniority:** Mid
**Locations:** New York, NY (HQ)
**Salary:** 142300–275100 USD
[Apply](https://jobs.ashbyhq.com/ramp/d1183b00-6590-4fe4-a585-28d84e578fe3)
Canonical: https://scaleengineer.com/jobs/ramp/software-engineer-stablecoins
---
## Responsibilities

- Stablecoin Infrastructure Development: Build and scale Ramp's stablecoin-based payment and treasury infrastructure to handle high-volume financial transactions
- External Partner Integration: Partner with external providers and internal stakeholders to deliver end-to-end product flows for stablecoin payments
- Fintech Innovation: Solve Ramp's toughest fintech challenges using new blockchain and stablecoin technologies
- Cross-Team Collaboration: Collaborate with engineers across Ramp to integrate stablecoin capabilities into core financial products
- System Architecture: Design and implement secure, reliable, and scalable distributed systems for financial operations
- API Development: Build robust APIs for blockchain payment rails and wallet infrastructure integration

## Requirements

### education

- {"name":"Bachelor's Degree","description":"Bachelor's degree in Computer Science, Engineering, or related technical field preferred"}

### technical

- {"name":"Backend Development","description":"Minimum 1+ years of experience shipping high-quality architectures for critical systems"}
- {"name":"Stablecoin Technologies","description":"Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure"}
- {"name":"Cloud Infrastructure","description":"Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform)"}
- {"name":"Programming Languages","description":"Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)"}

### experience

- {"name":"Critical Systems","description":"1+ years of experience building and maintaining high-availability systems"}
- {"name":"Financial Technology","description":"Experience in fintech, payments, or financial services industry preferred"}
- {"name":"Blockchain Integration","description":"Hands-on experience with blockchain technologies and cryptocurrency systems"}

## Skills

### required

- {"name":"Stablecoin Technologies","description":"Experience with USDC, USDT, and other stablecoin protocols and integration"}
- {"name":"Blockchain Payment Rails","description":"Understanding of blockchain-based payment systems and transaction processing"}
- {"name":"Cloud Infrastructure","description":"Production experience with AWS, GCP, or Azure cloud platforms"}
- {"name":"Infrastructure as Code","description":"Proficiency with Terraform or equivalent IaC tools"}
- {"name":"Backend Programming","description":"Deep expertise in Python, Go, Java, or similar object-oriented/functional languages"}
- {"name":"Distributed Systems","description":"Understanding of eventually consistent distributed systems and their challenges"}

### preferred

- {"name":"On-chain UX","description":"Intuition for wallet-based transaction signing, confirmation/finality, and blockchain tradeoffs"}
- {"name":"Crypto Wallet Development","description":"Direct experience building on-chain wallets or integrating crypto onramp/offramp APIs"}
- {"name":"Financial APIs","description":"Experience integrating with external financial service providers and APIs at scale"}
- {"name":"Cross-border Payments","description":"Familiarity with cross-border settlement, FX, or treasury management systems"}
- {"name":"Regulated Fintech","description":"Background in highly regulated fintech environments like payments or banking"}
- {"name":"Custody Solutions","description":"Experience with cryptocurrency custody and remittance flows"}

## Tech stack

### tools

- {"name":"Terraform","description":"Infrastructure-as-Code for cloud resource management"}
- {"name":"Docker","description":"Containerization for microservices deployment"}
- {"name":"Kubernetes","description":"Container orchestration for scalable systems"}

### others

- {"name":"AWS","description":"Primary cloud platform for infrastructure and services"}
- {"name":"GCP","description":"Alternative cloud platform option"}
- {"name":"Azure","description":"Microsoft cloud platform for enterprise integration"}
- {"name":"Stablecoin Protocols","description":"USDC, USDT, and other stablecoin integration protocols"}
- {"name":"Wallet Infrastructure","description":"Crypto wallet APIs and custody solutions"}

### databases

- {"name":"PostgreSQL","description":"Primary relational database for financial data"}
- {"name":"Redis","description":"In-memory data structure store for caching and sessions"}

### languages

- {"name":"Python","description":"Primary backend programming language for fintech systems"}
- {"name":"Go","description":"High-performance language for blockchain and payment infrastructure"}
- {"name":"Java","description":"Enterprise-grade language for distributed financial systems"}

### frameworks

- {"name":"Blockchain SDKs","description":"Software development kits for blockchain integration"}
- {"name":"Payment Processing APIs","description":"Financial service provider integration frameworks"}

## Benefits

### benefits

- {"name":"Health Insurance","description":"100% medical, dental & vision insurance coverage for employee, partially covered for dependents"}
- {"name":"One Medical","description":"Annual membership to One Medical for comprehensive healthcare"}
- {"name":"401k with Match","description":"Retirement savings plan with employer matching contributions"}
- {"name":"Flexible PTO","description":"Unlimited paid time off policy for work-life balance"}
- {"name":"Fertility Benefits","description":"Fertility HRA up to $10,000 per year"}
- {"name":"Parental Leave","description":"Comprehensive parental leave policy for new parents"}
- {"name":"AI Token Usage","description":"Unlimited AI token usage for productivity and development"}
- {"name":"Pet Insurance","description":"Coverage for pet healthcare expenses"}
- {"name":"Equipment Stipend","description":"Centralized home-office equipment ordering for remote work setup"}
- {"name":"Health and Wellness","description":"Stipend for health and wellness activities and expenses"}
- {"name":"Office Perks","description":"In-office lunch, snacks, drinks, and other amenities"}
- {"name":"Travel Budget","description":"Budget for intra-office travel between company locations"}
- {"name":"Relocation Support","description":"Assistance with relocation to NYC or SF as needed"}

## Compensation

- **max:** 275100
- **min:** 142300
- **currency:** USD
- **stockOptions:** true

## Interview process

### steps

- {"name":"Initial Screening","description":"Phone or video call with recruiting team to discuss background and interest"}
- {"name":"Technical Phone Screen","description":"45-60 minute technical interview covering backend systems and blockchain concepts"}
- {"name":"System Design Interview","description":"Architecture discussion focused on fintech and stablecoin payment systems"}
- {"name":"Coding Interview","description":"Live coding session in preferred programming language with focus on financial systems"}
- {"name":"Team Collaboration","description":"Meeting with potential team members to assess cultural fit and collaboration style"}
- {"name":"Final Round","description":"Discussion with engineering leadership about vision and long-term goals"}

## Full description
# **About Ramp**

At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.

Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.

Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.

Ramp has been named to Fast Company’s [Most Innovative Companies](https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024) list and LinkedIn’s [Top U.S. Startups](https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D) for more than 3 years, as well as the Forbes [Cloud 100](https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/), CNBC [Disruptor 50](https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html), and TIME Magazine’s 100 [Most Influential Companies](https://time.com/collection/time100-companies-2023/6285147/ramp/).

# **About the Role**

Ramp is, at its core, a fintech company. Our financial infrastructure enables us to issue cards, move money globally, and manage treasury flows for our customers. Stablecoins are emerging as a critical lever to make these flows faster, cheaper, and more accessible.

We are looking for a Software Engineer to join our engineering team with a dedicated focus on stablecoin-based payment and treasury systems. In this role, you will act as both a technical owner and multiplier: working on core stablecoin services, ensuring secure and reliable integrations with external partners, and guiding Ramp’s evolution toward next-generation fintech solutions.

Our ideal candidate combines deep curiosity about eventually consistent distributed systems with strong financial infrastructure experience, thrives in highly regulated and mission-critical environments, and has a passion for diving into new problem spaces.

## **What You'll Do**

* Help build & scale Ramp’s stablecoin-based payment and treasury infrastructure
* Partner with external providers and internal stakeholders to deliver end-to-end product flows
* Solve Ramp’s toughest fintech challenges with new technologies
* Collaborate with engineers across Ramp to integrate stablecoin capabilities into core products

## **What You Need**

* Minimum 1+ years of experience shipping high-quality architectures for critical systems preferred
* Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure
* Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform or equivalent)
* Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)

## **Nice to Have**

* Intuition for on-chain UX and settlement mechanics, including wallet-based transaction signing, confirmation/finality, and chain-level tradeoffs like fees and latency.
* Direct experience building on-chain wallets or with integrating a crypto onramp / offramp APIs for custody and remittance flows
* Experience integrating with external financial service providers and APIs at scale
* Familiarity with cross-border settlement, FX, or treasury management systems
* Background in highly regulated fintech environments (e.g., payments, banking, or government-compliant infrastructure)

## **Benefits (for U.S.-based full-time employees)**

* 100% medical, dental & vision insurance coverage for you

  * Partially covered for your dependents
  * One Medical annual membership
* 401k (including employer match on contributions made while employed by Ramp)
* Flexible PTO
* Fertility HRA (up to $10,000 per year)
* Parental Leave
* Unlimited AI token usage
* Pet insurance
* Centralized home-office equipment ordering for all employees
* Health and Wellness stipend
* In-office perks: lunch, snacks, drinks, and more
* Budget for intra-office travel
* Relocation support to NYC or SF (as needed)

## **Referral Instructions**

If you are being referred for the role, please contact that person to apply on your behalf.

## **Other notices**

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

_Beware of recruiting scams: Ramp will only contact you through official @_[_Ramp.com_](http://Ramp.com) _email addresses and will never ask for payment or sensitive personal information during the hiring process._

[Ramp Applicant Privacy Notice](https://ramp.com/legal/applicant-privacy-notice)
