The Software Engineer 2 (L5) interview at Affirm is designed to assess a candidate's technical proficiency, problem-solving abilities, system design skills, and cultural fit. This role typically requires 3-5 years of relevant experience. The process involves multiple rounds, including technical interviews, a system design interview, and a behavioral/managerial interview.
Rounds·3
Timeline·~7d
Experience·3 - 5 yrs
Comp band·US$130000 - US$160000
Interview time·150 min
Evaluation
What they measure.
Problem-solving skills: Ability to break down complex problems, identify edge cases, and devise efficient solutions.
Coding proficiency: Clean, well-structured, and efficient code.
Data structures and algorithms: Understanding and application of fundamental CS concepts.
System design: Ability to design scalable, reliable, and maintainable systems.
Communication: Clarity in explaining technical concepts and thought processes.
Collaboration: Ability to work effectively with others and contribute to team goals.
Cultural fit: Alignment with Affirm's values and work environment.
Behavioral competencies: Demonstrating leadership, teamwork, adaptability, and ownership.
Experience relevance: How past experiences align with the requirements of the role.
Motivation and interest: Enthusiasm for Affirm's mission and the specific role.
Preparation
How to prepare.
Tips
01Review fundamental data structures and algorithms (arrays, linked lists, trees, graphs, hash maps, sorting, searching).
02Practice coding problems on platforms like LeetCode, HackerRank, or similar.
04Prepare to discuss your past projects in detail, focusing on your contributions and technical challenges.
05Understand Affirm's business model, products, and values.
06Practice behavioral questions using the STAR method (Situation, Task, Action, Result).
07Prepare questions to ask the interviewer about the role, team, and company culture.
Study plan
Fig · Study plan — 05 phases
01 / 05
01
Phase 01 of 05
Data Structures and Algorithms Fundamentals
Weeks 1-2: Data Structures & Algorithms (Easy/Medium)
Week 1-2: Focus on core data structures (arrays, linked lists, stacks, queues, trees, graphs, hash tables) and algorithms (sorting, searching, recursion, dynamic programming). Practice implementing these and solving related problems on platforms like LeetCode (Easy/Medium).
02
Phase 02 of 05
System Design Principles
Week 3: System Design Concepts
Week 3: Deep dive into system design concepts. Study topics like API design, database choices (SQL vs. NoSQL), caching strategies, load balancing, message queues, and distributed system patterns. Read relevant articles and case studies.
03
Phase 03 of 05
System Design Application
Week 4: System Design Practice
Week 4: Practice system design problems. Work through common scenarios like designing a URL shortener, a Twitter feed, or a rate limiter. Focus on trade-offs and justifying your design choices.
04
Phase 04 of 05
Behavioral Interview Preparation
Week 5: Behavioral Interview Prep
Week 5: Prepare for behavioral interviews. Reflect on your past experiences and prepare stories using the STAR method for common questions related to teamwork, leadership, conflict resolution, and handling failure.
05
Phase 05 of 05
Company and Role Alignment
Week 6: Company Research & Questions
Week 6: Review Affirm's business, products, and values. Research recent news and company initiatives. Prepare thoughtful questions to ask the interviewers.
Questions
Commonly asked.
Given an array of integers, find the contiguous subarray with the largest sum.
Design a system to shorten URLs.
Describe a time you had to deal with a difficult stakeholder.
How would you implement a cache for a web application?
What are the differences between TCP and UDP?
Tell me about a project you are particularly proud of.
How do you handle production incidents?
Design a notification system.
Explain the concept of eventual consistency.
What are your career goals?
Locations
Regional differences.
Fig · Regions — 02 locations
01 / 02
Location
San Francisco, USA
Interview focus
Emphasis on practical application of data structures and algorithms.Deeper dive into distributed systems concepts relevant to Affirm's platform.Understanding of cloud-native technologies (AWS, Kubernetes).Cultural alignment with Affirm's values (e.g., customer obsession, bias for action).
Common questions
Discuss a challenging technical problem you solved at your previous company.
How do you approach debugging a complex issue in a distributed system?
Describe a time you had to mentor a junior engineer.
What are your thoughts on microservices vs. monolith architectures in the context of e-commerce?
How do you ensure the scalability and reliability of your code?
Tips
Be prepared to discuss specific examples from your experience that demonstrate problem-solving and collaboration.
Familiarize yourself with Affirm's business and how technology supports it.
Practice explaining complex technical concepts clearly and concisely.
Research common interview questions for L5 Software Engineers at similar tech companies.
Location
Remote (Global)
Interview focus
Focus on system design and architectural patterns.Understanding of scalability, performance, and reliability in a global context.Experience with data processing and analytics pipelines.Demonstrated ability to work effectively in a remote or hybrid team environment.
Common questions
Explain the trade-offs between different database technologies for a high-throughput application.
How would you design a rate-limiting system for an API?
Describe a situation where you disagreed with a technical decision and how you handled it.
What are the key considerations for building a fault-tolerant system?
How do you stay updated with new technologies and best practices?
Tips
Prepare to draw system diagrams and explain your design choices thoroughly.
Highlight experience with internationalization and localization if applicable.
Showcase your ability to communicate technical ideas effectively across different teams and time zones.
Understand the challenges of operating at scale in different regulatory environments.
Rounds
Round-by-round.
Expand a step for evaluation criteria, sample questions, and prep notes.
Med
Technical Interview (Coding) · 45 min · Software Engineer
This round focuses on your fundamental programming skills. You will be asked to solve one or two coding problems, typically involving data structures and algorithms. The interviewer will assess your ability to understand the problem, devise a solution, write clean code, and explain your thought process. Expect to discuss time and space complexity and potential optimizations.
What they look for
Strong problem-solving skills.Proficiency in at least one programming language.Ability to write clean and efficient code.Understanding of time and space complexity.
Evaluation
Correctness of the solution.
Efficiency of the algorithm (time and space complexity).
Code clarity and style.
Ability to explain the thought process.
Handling of edge cases.
Sample questions
Given a binary tree, invert the tree.
TreeRecursionBinary Tree
Find the kth largest element in an unsorted array.
ArraySortingHeap
Prep for this round
01Practice coding problems on platforms like LeetCode, focusing on medium-difficulty questions.
02Be comfortable explaining your approach before you start coding.
03Write code that is readable and well-commented.
04Test your code with various inputs, including edge cases.
Common rejection reasons
×Inability to solve coding problems efficiently.
×Poor code quality (not clean, readable, or maintainable).
×Lack of understanding of fundamental data structures and algorithms.
×Failure to consider edge cases or optimize solutions.
Hard
System Design Interview · 60 min · Senior Software Engineer / Architect
This round assesses your ability to design scalable and robust systems. You'll be given an open-ended problem (e.g., design a URL shortener, a social media feed) and expected to design a high-level architecture. This includes defining APIs, choosing databases, discussing caching strategies, load balancing, and addressing potential bottlenecks and failure scenarios.
What they look for
Ability to design complex systems from scratch.Understanding of trade-offs in system design.Knowledge of distributed systems, databases, caching, and messaging.Ability to communicate design ideas effectively.
Evaluation
Scalability of the proposed design.
Reliability and fault tolerance.
Clarity and completeness of the design.
Justification of technology choices and trade-offs.
Ability to handle various constraints and requirements.
Understanding of distributed systems concepts.
Sample questions
Design a rate limiter for an API.
System DesignAPIScalability
Design a distributed cache system.
System DesignDistributed SystemsCaching
Prep for this round
01Study common system design patterns and concepts.
02Practice designing various systems, focusing on trade-offs.
03Be prepared to draw diagrams and explain your design choices.
04Ask clarifying questions to understand the scope and constraints of the problem.
Common rejection reasons
×Inability to design a scalable and reliable system.
×Lack of understanding of core system design concepts.
×Poor justification of design choices and trade-offs.
×Failure to consider aspects like availability, consistency, and performance.
This round focuses on your behavioral and cultural fit. The interviewer will ask questions about your past experiences, how you handle different situations (e.g., conflict, failure, success), your motivations, and your career goals. Using the STAR method (Situation, Task, Action, Result) is highly recommended for answering these questions.
What they look for
Cultural fit with Affirm.Ability to work effectively in a team.Demonstrated ownership and accountability.Growth mindset and willingness to learn.Good communication and interpersonal skills.
Evaluation
Alignment with Affirm's core values.
Collaboration and teamwork skills.
Problem-solving approach in past experiences.
Leadership potential.
Communication clarity.
Motivation and career aspirations.
Sample questions
Tell me about a time you failed and what you learned from it.
BehavioralFailureLearning
Describe a situation where you had to work with a difficult team member.
BehavioralTeamworkConflict Resolution
Prep for this round
01Prepare specific examples using the STAR method for common behavioral questions.
02Research Affirm's company culture and values.
03Be ready to discuss your strengths and weaknesses.
04Show enthusiasm for the role and the company.
Common rejection reasons
×Lack of alignment with company values.
×Poor communication or interpersonal skills.
×Inability to provide specific examples for behavioral questions.
×Lack of enthusiasm or interest in the role/company.
×Negative attitude or inability to handle feedback.