Software Engineer, Backend

Plaid1 weeks ago

Location

New York City Office

Type

Full Time

Salary

USD 176,400 – 243,600

Level

Mid

Role

Backend Engineer

Posted

May 4, 2026

Full TimeMid

The role

Summary

Plaid is seeking a Backend Software Engineer to design and build scalable systems that power financial data connectivity. The role involves developing robust backend services and APIs that enable millions of users to connect and manage their financial accounts across thousands of institutions.

What you'll do

System Design & Development: Build and maintain scalable, reliable backend systems and APIs that power Plaid's financial connectivity products, ensuring high performance and reliability at scale.

Collaborative Engineering: Work closely with cross-functional teams including product managers, designers, and engineers to define and deliver innovative features that solve complex financial data challenges.

Code Quality & Engineering Standards: Write clean, efficient, and well-tested code. Participate in code reviews and maintain high engineering standards across the team.

Performance Optimization: Build automated tests, monitor system performance, and proactively troubleshoot issues in production environments to ensure optimal system reliability.

Technical Innovation: Contribute to technical design discussions, share best practices, and drive continuous improvement in engineering processes and methodologies.

What we look for

Technical

Backend DevelopmentStrong skills in designing and implementing scalable backend systems and APIs

System ArchitectureExperience in building reliable, high-performance software systems that can handle complex financial data integrations

Education

Computer ScienceBachelor's degree in Computer Science, Software Engineering, or related technical field preferred

Experience

Professional Experience1-4 years of software engineering experience post-internship

Proven Track RecordDemonstrated ability to ship reliable systems or features at scale

Skills

Required skills

Problem SolvingAbility to transform complex ideas into practical, maintainable technical solutions

Collaborative SkillsStrong interpersonal skills and ability to work effectively in a fast-paced, cross-functional environment

Technical OwnershipProactive approach to taking ownership of projects and solving challenges without existing precedents

Nice to have

Financial Technology ExperiencePrior experience or interest in fintech, financial data systems, or API development

Continuous LearningDemonstrated commitment to professional growth, seeking feedback, and continuously improving technical skills

Compensation & benefits

Salary

USD 176,400 – 243,600 (annual)

Stock options

Available

Benefits

Equity Compensation

Stock options offering potential additional financial upside

Diversity & Inclusion

Commitment to building a diverse and inclusive workplace

Career Growth

Opportunities for rapid professional development in a fast-growing fintech environment

Interview process

1
Initial Screening — Phone or video call with recruiting team to discuss background and experience
2
Technical Assessment — Coding challenge or technical interview to evaluate problem-solving and coding skills
3
Onsite/Virtual Interviews — Multiple rounds of interviews with engineering team members, including system design and behavioral assessments
4
Final Interview — Meeting with senior engineering leadership to discuss team fit and long-term potential