Senior Software Engineer, Transaction Risk
Senior Software Engineer · Senior · Full Time
Opens Airwallex's application page
Role
What you'll do.
Senior Software Engineer role at Airwallex in Singapore, focusing on building transaction risk management systems and infrastructure. The team protects payment products using modern technologies including machine learning, graph analysis, and AI to detect fraud at scale. Requires strong backend engineering skills in Kotlin/Java with experience in distributed systems and microservices architecture.
Responsibilities
- Core Service Development: Design, develop, and operate core transaction risk services and infrastructure using Kotlin/Java, supporting payment products and transaction systems
- End-to-End Service Ownership: Own complete delivery of key components and services on Airwallex's microservice framework including design, implementation, testing, deployment, and observability
- Distributed Systems Engineering: Build high-concurrency, highly available distributed services, optimizing latency, throughput, and reliability for production workloads
- Cross-Functional Collaboration: Collaborate with senior engineers and cross-functional partners to define technical solutions, APIs, and service boundaries while driving architectural improvements
- Technology Innovation: Explore and evaluate new technologies including graph, streaming, ML, and LLM related solutions and propose pragmatic upgrades aligned with business risk needs
- Team Mentorship: Mentor engineers through code reviews, design discussions, and engineering best practices to improve team quality and delivery efficiency
- Production Support: Participate in on-call and incident response when needed, driving root-cause analysis and long-term remediation
Qualifications
What we look for.
Technical
Backend Programming
Strong proficiency in Kotlin and Java for enterprise-level backend development
Distributed Systems
Experience building high-concurrency, highly available distributed systems and microservices
System Design
Ability to design scalable architectures, APIs, and service boundaries for complex financial systems
Production Operations
Experience with deployment, monitoring, observability, and incident response in production environments
Performance Optimization
Skills in optimizing latency, throughput, and reliability for high-volume transaction processing
Education
Computer Science Degree
Bachelor's degree in Computer Science, Software Engineering, or related technical field
Advanced Technical Education
Master's degree in Computer Science or equivalent advanced technical education preferred
Experience
Senior Engineering Role
5+ years of software engineering experience with proven track record in senior individual contributor roles
Financial Technology
Previous experience in fintech, payments, or financial services industry preferred
Risk Management Systems
Background in fraud detection, risk management, or security-focused engineering roles
Mentorship Experience
Experience mentoring junior engineers and leading technical initiatives
Skills
Required
Kotlin/Java Programming
Expert-level proficiency in Kotlin and Java for backend service development
Microservices Architecture
Strong experience designing and implementing microservices-based systems
Distributed Systems
Deep understanding of distributed systems principles, concurrency, and scalability
API Design
Experience designing and implementing RESTful APIs and service boundaries
System Design
Ability to design complex, scalable systems for high-volume financial transactions
Production Engineering
Experience with deployment, monitoring, and operating production services
Preferred
Machine Learning
Nice to haveExperience with ML frameworks and applying machine learning to fraud detection
Graph Technologies
Nice to haveKnowledge of graph databases and graph-based analytics for risk assessment
Streaming Technologies
Nice to haveExperience with real-time data processing and streaming platforms
Financial Services
Nice to haveDomain knowledge in payments, fintech, or financial risk management
AI/LLM Technologies
Nice to haveFamiliarity with large language models and generative AI applications
Cloud Platforms
Nice to haveExperience with cloud infrastructure and container orchestration
Tech stack
Languages
Frameworks
Databases
Tools
Other
Compensation
Pay and benefits.
Benefits
Global Impact
Opportunity to work on products serving over 200,000 businesses worldwide including major enterprises
Career Growth
Accelerated learning and career development in a rapidly scaling fintech unicorn valued at $8B
Innovation Focus
Work with cutting-edge technologies including AI, machine learning, and modern distributed systems
International Team
Collaborate with over 2,000 talented professionals across 26 global offices
Equity Participation
Opportunity for equity participation in a high-growth fintech company
Professional Development
Access to learning resources and professional development opportunities
Process
Interview steps.
- 01
Initial Screening
Phone or video screening with hiring manager to discuss background and role fit
- 02
Technical Assessment
Coding challenge or take-home assignment focusing on backend engineering skills
- 03
Technical Interview
In-depth technical interview covering system design, algorithms, and Kotlin/Java proficiency
- 04
Architecture Discussion
System design interview focused on distributed systems and microservices architecture
- 05
Team Interview
Behavioral interview with team members and cross-functional partners
- 06
Final Interview
Final round with senior leadership to discuss career goals and company culture fit
Full posting
Original listing.
About Airwallex
Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.
Proudly founded in Melbourne, we have a team of over 2,000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.
Attributes We Value
We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.
You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.
About the team
Airwallex Risk Platform Team is responsible for protecting all Airwallex products across the lifecycle, including GTPN, PA, Issuing, Onboarding, and Account Takeover. The risk landscape evolves rapidly and fraud techniques are becoming increasingly sophisticated. We build scalable, reliable, and intelligent risk capabilities to stay ahead—helping Airwallex remain a trusted global partner for businesses.
Our team is distributed across Shanghai and Singapore, working closely with global product, engineering, data, and operations teams, as well as external partners and customers, to deliver a holistic risk management approach.
This role is based in Singapore.
What you’ll do
Our mission is to keep Airwallex’s products and services safe and secure. We continuously improve risk strategies and systems using modern technologies, including graph, machine learning, and LLMs/Gen AI, to detect and prevent fraud and abuse at scale.
Responsibilities:
Design, develop, and operate core transaction risk services and infrastructure using Kotlin/Java, supporting payment products and transaction systems.
Own end-to-end delivery of key components and services on Airwallex’s microservice framework: design, implementation, testing, deployment, and observability.
Build high-concurrency, highly available distributed services, optimizing latency, throughput, and reliability for production workloads.
Collaborate with senior engineers and cross-functional partners to define technical solutions, APIs, and service boundaries; drive architectural improvements.
Explore and evaluate new technologies (e.g., graph/streaming/ML/LLM related) and propose pragmatic upgrades aligned with business risk needs.
Mentor engineers through code reviews, design discussions, and engineering best practices, improving team quality and delivery efficiency.
Participate in on-call/incident response when needed, driving root-cause analysis and long-term remediation.
Applicant Safety Policy: Fraud and Third-Party Recruiters
To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.
Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.
Equal opportunity
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
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