Software Engineer IC4

Plaid1 months ago

Location

London Office

Type

Full Time

Salary

GBP 80,000 – 120,000

Level

Mid

Role

Software Engineer

Posted

May 26, 2026

Full TimeMid

The role

Summary

A Software Engineer role at Plaid's Europe team focused on developing innovative payment and credit products for the European market. The position requires a full-stack engineer with backend expertise to collaborate across cross-functional teams and build resilient integrations with European financial institutions.

What you'll do

Cross-Functional Collaboration: Partner with engineering, product, design, and data science teams to develop and improve Europe-specific financial products

Product Development: Architect and build solutions tailored to client use cases in the European financial market

System Reliability: Participate in on-call rotations, implement best practices to enhance system reliability, and own critical project deliverables

Product Localization: Adapt global Plaid products for the European market, ensuring regional specificity and compliance

What we look for

Technical

Backend DevelopmentStrong full-stack engineering skills with a backend-leaning focus

System ArchitectureExperience working with large-scale backend systems and complex integrations

Testing ProficiencyDemonstrated excellence in coding and comprehensive testing methodologies

Education

Computer ScienceBachelor's degree in Computer Science, Software Engineering, or equivalent practical experience

Experience

Professional Engineering2-5 years of professional experience as a product engineer

Skills

Required skills

Full-Stack DevelopmentComprehensive development skills across frontend and backend technologies

Large-Scale SystemsProven ability to design and implement robust, scalable backend systems

Nice to have

Payments DomainExperience working with payment products or financial technology platforms

Open BankingFamiliarity with Open Banking APIs and financial data integration

Compensation & benefits

Salary

GBP 80,000 – 120,000 (annual)

Stock options

Available

Benefits

Healthcare

Comprehensive medical, dental, and vision insurance

Retirement

401(k) retirement savings plan with potential company matching

Equity

Stock options providing potential additional compensation and company ownership

Interview process

1
Initial Screening — Phone or video call with recruiting team to assess basic qualifications and background
2
Technical Assessment — Online coding challenge or take-home project to evaluate technical skills
3
Technical Interviews — Multiple rounds of in-depth technical interviews with senior engineers, focusing on system design and problem-solving
4
Culture Fit Interview — Meeting with potential team members to assess collaboration and alignment with Plaid's mission
5
Final Interview — Conversation with hiring manager to discuss role expectations and team dynamics