Ramp

Software Engineer, Bill Pay & Procurement

Ramp4 months ago
Location

New York, NY (HQ)

Type

Full Time

Salary

USD 168,000 – 275,100

Level

Mid

Role

Backend Engineer

Posted

Oct 29, 2025

Full TimeMid

The role

Summary

Ramp is seeking a Backend Engineer to join their Procure-to-Pay team, building mission-critical financial systems that process billions in transactions. The role focuses on designing scalable P2P infrastructure, enabling AI-driven invoice automation, and ensuring precision in payment orchestration and reconciliation systems.

What you'll do

Core P2P System Development: Design and build procure-to-pay systems including invoice ingestion, approval workflows, payment orchestration, and reconciliation logic
AI Integration: Enable AI agents to classify, validate, and process invoices automatically to reduce manual review and accelerate financial close
Backend Service Ownership: Own and maintain backend services processing large volumes of financial events across Bill Pay, Procurement, and Treasury
Cross-functional Collaboration: Work with Product, Finance, and Data teams to translate accounting and compliance policies into robust, testable code
Financial Ledger Extension: Extend Ramp's financial ledger to handle new transaction types, international payments, and automated audit trails
Technical Excellence: Drive reliability, observability, and data integrity in systems where correctness directly impacts financial reporting
Developer Tooling: Continuously improve developer tooling and internal APIs making P2P data accessible across Ramp's product ecosystem

What we look for

Technical

Backend Engineering3+ years of backend engineering experience, preferably in fintech, payments, or transactional systems
Distributed SystemsProven experience designing and maintaining data-intensive distributed systems with strong consistency and auditability
Python/SQL ProficiencyDeep knowledge of Python or comparable backend language and SQL for financial data operations
Event-driven ArchitectureComfort building event-driven systems and scaling high-volume, low-latency architectures
System DesignStrong system design and debugging skills with equal focus on correctness and performance

Experience

Stakeholder CollaborationAbility to work with finance, risk, and product stakeholders translating business rules into software logic
Precision EngineeringPassion for building systems that are precise, reliable, and extensible for global scaling

Skills

Required skills

PythonDeep proficiency in Python for backend development and financial system architecture
SQLAdvanced SQL skills for complex financial data operations and reporting
Distributed SystemsExperience with data-intensive distributed systems requiring strong consistency
Event-driven ArchitectureBuilding scalable, high-volume, low-latency financial processing systems
System DesignStrong architectural design skills for mission-critical financial infrastructure
Financial SystemsUnderstanding of fintech, payments, or transactional system requirements

Nice to have

Accounts PayableExperience with AP systems, payments, or reconciliation workflows
ERP IntegrationFamiliarity with NetSuite, QuickBooks, Oracle, or other accounting system integrations
ComplianceBackground in compliance-heavy or regulated financial domains
AI/ML IntegrationExposure to AI-driven automation or intelligent finance workflow development
Financial AccuracyCommitment to data accuracy and auditability in fast-paced environments

Compensation & benefits

Salary

USD 168,000 – 275,100 (annual)

Stock options

Available

Benefits

Health Insurance

100% medical, dental & vision insurance coverage for employees, partially covered for dependents

One Medical

Annual membership included for convenient healthcare access

401k Match

Employer matching on contributions made during employment

Flexible PTO

Unlimited paid time off policy for work-life balance

Fertility Support

Health Reimbursement Account up to $10,000 per year for fertility treatments

Parental Leave

Comprehensive parental leave policy for new parents

AI Token Usage

Unlimited access to AI tools and tokens for productivity enhancement

Pet Insurance

Coverage for pet healthcare expenses

Home Office Equipment

Centralized ordering system for all work-from-home equipment needs

Wellness Stipend

Health and wellness allowance for fitness and mental health

Office Perks

In-office lunch, snacks, drinks, and amenities

Travel Budget

Budget allocation for intra-office travel between locations

Relocation Support

Assistance with relocation to NYC or SF as needed

Interview process

  1. 1
    Application Review — Initial screening of technical background and experience with financial systems
  2. 2
    Technical Phone Screen — 45-minute technical discussion focusing on distributed systems and Python proficiency
  3. 3
    System Design Interview — Design interview covering financial system architecture and payment processing scenarios
  4. 4
    Coding Assessment — Live coding session emphasizing correctness, scalability, and financial data handling
  5. 5
    Cross-functional Interview — Discussion with Product/Finance stakeholders about translating business requirements
  6. 6
    Final Round — Team fit assessment and technical deep-dive with senior engineering leadership
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Ramp

Ramp

View all jobs

Make expense management easy with Ramp's spend management platform. Combine global corporate cards, travel, expenses and accounts payable to automate finance operations and improve efficiency.

New York City, New York, United StatesFounded 2019ramp.com

Tech Stack

Languages
PythonSQL
Databases
Distributed Systems
Tools
NetSuiteQuickBooksOracle
Other
Event-driven ArchitecturePayment RailsAI/ML Systems
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