Software Engineer, Stablecoins
Backend Engineer · Mid · Full Time
Opens Ramp's application page
Role
What you'll do.
Ramp is seeking a Software Engineer to focus on stablecoin-based payment and treasury systems, working on next-generation fintech infrastructure. The role involves building secure, reliable integrations with blockchain payment rails while collaborating across engineering teams to integrate stablecoin capabilities into Ramp's core financial operations platform.
Responsibilities
- Stablecoin Infrastructure Development: Build and scale Ramp's stablecoin-based payment and treasury infrastructure to handle high-volume financial transactions
- External Partner Integration: Partner with external providers and internal stakeholders to deliver end-to-end product flows for stablecoin payments
- Fintech Innovation: Solve Ramp's toughest fintech challenges using new blockchain and stablecoin technologies
- Cross-Team Collaboration: Collaborate with engineers across Ramp to integrate stablecoin capabilities into core financial products
- System Architecture: Design and implement secure, reliable, and scalable distributed systems for financial operations
- API Development: Build robust APIs for blockchain payment rails and wallet infrastructure integration
Qualifications
What we look for.
Technical
Backend Development
Minimum 1+ years of experience shipping high-quality architectures for critical systems
Stablecoin Technologies
Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure
Cloud Infrastructure
Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform)
Programming Languages
Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)
Education
Bachelor's Degree
Bachelor's degree in Computer Science, Engineering, or related technical field preferred
Experience
Critical Systems
1+ years of experience building and maintaining high-availability systems
Financial Technology
Experience in fintech, payments, or financial services industry preferred
Blockchain Integration
Hands-on experience with blockchain technologies and cryptocurrency systems
Skills
Required
Stablecoin Technologies
Experience with USDC, USDT, and other stablecoin protocols and integration
Blockchain Payment Rails
Understanding of blockchain-based payment systems and transaction processing
Cloud Infrastructure
Production experience with AWS, GCP, or Azure cloud platforms
Infrastructure as Code
Proficiency with Terraform or equivalent IaC tools
Backend Programming
Deep expertise in Python, Go, Java, or similar object-oriented/functional languages
Distributed Systems
Understanding of eventually consistent distributed systems and their challenges
Preferred
On-chain UX
Nice to haveIntuition for wallet-based transaction signing, confirmation/finality, and blockchain tradeoffs
Crypto Wallet Development
Nice to haveDirect experience building on-chain wallets or integrating crypto onramp/offramp APIs
Financial APIs
Nice to haveExperience integrating with external financial service providers and APIs at scale
Cross-border Payments
Nice to haveFamiliarity with cross-border settlement, FX, or treasury management systems
Regulated Fintech
Nice to haveBackground in highly regulated fintech environments like payments or banking
Custody Solutions
Nice to haveExperience with cryptocurrency custody and remittance flows
Tech stack
Languages
Frameworks
Databases
Tools
Other
Compensation
Pay and benefits.
Base·USD 142,300 – 275,100
Equity·Stock options
Benefits
Health Insurance
100% medical, dental & vision insurance coverage for employee, partially covered for dependents
One Medical
Annual membership to One Medical for comprehensive healthcare
401k with Match
Retirement savings plan with employer matching contributions
Flexible PTO
Unlimited paid time off policy for work-life balance
Fertility Benefits
Fertility HRA up to $10,000 per year
Parental Leave
Comprehensive parental leave policy for new parents
AI Token Usage
Unlimited AI token usage for productivity and development
Pet Insurance
Coverage for pet healthcare expenses
Equipment Stipend
Centralized home-office equipment ordering for remote work setup
Health and Wellness
Stipend for health and wellness activities and expenses
Office Perks
In-office lunch, snacks, drinks, and other amenities
Travel Budget
Budget for intra-office travel between company locations
Relocation Support
Assistance with relocation to NYC or SF as needed
Process
Interview steps.
- 01
Initial Screening
Phone or video call with recruiting team to discuss background and interest
- 02
Technical Phone Screen
45-60 minute technical interview covering backend systems and blockchain concepts
- 03
System Design Interview
Architecture discussion focused on fintech and stablecoin payment systems
- 04
Coding Interview
Live coding session in preferred programming language with focus on financial systems
- 05
Team Collaboration
Meeting with potential team members to assess cultural fit and collaboration style
- 06
Final Round
Discussion with engineering leadership about vision and long-term goals
Full posting
Original listing.
About Ramp
At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.
Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.
Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.
Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.
About the Role
Ramp is, at its core, a fintech company. Our financial infrastructure enables us to issue cards, move money globally, and manage treasury flows for our customers. Stablecoins are emerging as a critical lever to make these flows faster, cheaper, and more accessible.
We are looking for a Software Engineer to join our engineering team with a dedicated focus on stablecoin-based payment and treasury systems. In this role, you will act as both a technical owner and multiplier: working on core stablecoin services, ensuring secure and reliable integrations with external partners, and guiding Ramp’s evolution toward next-generation fintech solutions.
Our ideal candidate combines deep curiosity about eventually consistent distributed systems with strong financial infrastructure experience, thrives in highly regulated and mission-critical environments, and has a passion for diving into new problem spaces.
What You'll Do
Help build & scale Ramp’s stablecoin-based payment and treasury infrastructure
Partner with external providers and internal stakeholders to deliver end-to-end product flows
Solve Ramp’s toughest fintech challenges with new technologies
Collaborate with engineers across Ramp to integrate stablecoin capabilities into core products
What You Need
Minimum 1+ years of experience shipping high-quality architectures for critical systems preferred
Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure
Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform or equivalent)
Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)
Nice to Have
Intuition for on-chain UX and settlement mechanics, including wallet-based transaction signing, confirmation/finality, and chain-level tradeoffs like fees and latency.
Direct experience building on-chain wallets or with integrating a crypto onramp / offramp APIs for custody and remittance flows
Experience integrating with external financial service providers and APIs at scale
Familiarity with cross-border settlement, FX, or treasury management systems
Background in highly regulated fintech environments (e.g., payments, banking, or government-compliant infrastructure)
Benefits (for U.S.-based full-time employees)
100% medical, dental & vision insurance coverage for you
Partially covered for your dependents
One Medical annual membership
401k (including employer match on contributions made while employed by Ramp)
Flexible PTO
Fertility HRA (up to $10,000 per year)
Parental Leave
Unlimited AI token usage
Pet insurance
Centralized home-office equipment ordering for all employees
Health and Wellness stipend
In-office perks: lunch, snacks, drinks, and more
Budget for intra-office travel
Relocation support to NYC or SF (as needed)
Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
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