Software Engineer, Stablecoins

Backend Engineer · Mid · Full Time

New York, NY (HQ)USD 142k – 275k6mo ago
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Role

What you'll do.

Ramp is seeking a Software Engineer to focus on stablecoin-based payment and treasury systems, working on next-generation fintech infrastructure. The role involves building secure, reliable integrations with blockchain payment rails while collaborating across engineering teams to integrate stablecoin capabilities into Ramp's core financial operations platform.

Responsibilities

  • Stablecoin Infrastructure Development: Build and scale Ramp's stablecoin-based payment and treasury infrastructure to handle high-volume financial transactions
  • External Partner Integration: Partner with external providers and internal stakeholders to deliver end-to-end product flows for stablecoin payments
  • Fintech Innovation: Solve Ramp's toughest fintech challenges using new blockchain and stablecoin technologies
  • Cross-Team Collaboration: Collaborate with engineers across Ramp to integrate stablecoin capabilities into core financial products
  • System Architecture: Design and implement secure, reliable, and scalable distributed systems for financial operations
  • API Development: Build robust APIs for blockchain payment rails and wallet infrastructure integration

Qualifications

What we look for.

Technical

  • Backend Development

    Minimum 1+ years of experience shipping high-quality architectures for critical systems

  • Stablecoin Technologies

    Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure

  • Cloud Infrastructure

    Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform)

  • Programming Languages

    Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)

Education

  • Bachelor's Degree

    Bachelor's degree in Computer Science, Engineering, or related technical field preferred

Experience

  • Critical Systems

    1+ years of experience building and maintaining high-availability systems

  • Financial Technology

    Experience in fintech, payments, or financial services industry preferred

  • Blockchain Integration

    Hands-on experience with blockchain technologies and cryptocurrency systems

Skills

Required

  • Stablecoin Technologies

    Experience with USDC, USDT, and other stablecoin protocols and integration

  • Blockchain Payment Rails

    Understanding of blockchain-based payment systems and transaction processing

  • Cloud Infrastructure

    Production experience with AWS, GCP, or Azure cloud platforms

  • Infrastructure as Code

    Proficiency with Terraform or equivalent IaC tools

  • Backend Programming

    Deep expertise in Python, Go, Java, or similar object-oriented/functional languages

  • Distributed Systems

    Understanding of eventually consistent distributed systems and their challenges

Preferred

  • On-chain UX

    Nice to have

    Intuition for wallet-based transaction signing, confirmation/finality, and blockchain tradeoffs

  • Crypto Wallet Development

    Nice to have

    Direct experience building on-chain wallets or integrating crypto onramp/offramp APIs

  • Financial APIs

    Nice to have

    Experience integrating with external financial service providers and APIs at scale

  • Cross-border Payments

    Nice to have

    Familiarity with cross-border settlement, FX, or treasury management systems

  • Regulated Fintech

    Nice to have

    Background in highly regulated fintech environments like payments or banking

  • Custody Solutions

    Nice to have

    Experience with cryptocurrency custody and remittance flows

Tech stack

Languages

PythonGoJava

Frameworks

Blockchain SDKsPayment Processing APIs

Databases

PostgreSQLRedis

Tools

TerraformDockerKubernetes

Other

AWSGCPAzureStablecoin ProtocolsWallet Infrastructure

Compensation

Pay and benefits.

Base·USD 142,300 – 275,100

Equity·Stock options

Benefits

  • Health Insurance

    100% medical, dental & vision insurance coverage for employee, partially covered for dependents

  • One Medical

    Annual membership to One Medical for comprehensive healthcare

  • 401k with Match

    Retirement savings plan with employer matching contributions

  • Flexible PTO

    Unlimited paid time off policy for work-life balance

  • Fertility Benefits

    Fertility HRA up to $10,000 per year

  • Parental Leave

    Comprehensive parental leave policy for new parents

  • AI Token Usage

    Unlimited AI token usage for productivity and development

  • Pet Insurance

    Coverage for pet healthcare expenses

  • Equipment Stipend

    Centralized home-office equipment ordering for remote work setup

  • Health and Wellness

    Stipend for health and wellness activities and expenses

  • Office Perks

    In-office lunch, snacks, drinks, and other amenities

  • Travel Budget

    Budget for intra-office travel between company locations

  • Relocation Support

    Assistance with relocation to NYC or SF as needed

Process

Interview steps.

  1. 01

    Initial Screening

    Phone or video call with recruiting team to discuss background and interest

  2. 02

    Technical Phone Screen

    45-60 minute technical interview covering backend systems and blockchain concepts

  3. 03

    System Design Interview

    Architecture discussion focused on fintech and stablecoin payment systems

  4. 04

    Coding Interview

    Live coding session in preferred programming language with focus on financial systems

  5. 05

    Team Collaboration

    Meeting with potential team members to assess cultural fit and collaboration style

  6. 06

    Final Round

    Discussion with engineering leadership about vision and long-term goals

Full posting

Original listing.

About Ramp

At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.

Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.

Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.

Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.

About the Role

Ramp is, at its core, a fintech company. Our financial infrastructure enables us to issue cards, move money globally, and manage treasury flows for our customers. Stablecoins are emerging as a critical lever to make these flows faster, cheaper, and more accessible.

We are looking for a Software Engineer to join our engineering team with a dedicated focus on stablecoin-based payment and treasury systems. In this role, you will act as both a technical owner and multiplier: working on core stablecoin services, ensuring secure and reliable integrations with external partners, and guiding Ramp’s evolution toward next-generation fintech solutions.

Our ideal candidate combines deep curiosity about eventually consistent distributed systems with strong financial infrastructure experience, thrives in highly regulated and mission-critical environments, and has a passion for diving into new problem spaces.

What You'll Do

  • Help build & scale Ramp’s stablecoin-based payment and treasury infrastructure

  • Partner with external providers and internal stakeholders to deliver end-to-end product flows

  • Solve Ramp’s toughest fintech challenges with new technologies

  • Collaborate with engineers across Ramp to integrate stablecoin capabilities into core products

What You Need

  • Minimum 1+ years of experience shipping high-quality architectures for critical systems preferred

  • Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure

  • Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform or equivalent)

  • Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)

Nice to Have

  • Intuition for on-chain UX and settlement mechanics, including wallet-based transaction signing, confirmation/finality, and chain-level tradeoffs like fees and latency.

  • Direct experience building on-chain wallets or with integrating a crypto onramp / offramp APIs for custody and remittance flows

  • Experience integrating with external financial service providers and APIs at scale

  • Familiarity with cross-border settlement, FX, or treasury management systems

  • Background in highly regulated fintech environments (e.g., payments, banking, or government-compliant infrastructure)

Benefits (for U.S.-based full-time employees)

  • 100% medical, dental & vision insurance coverage for you

    • Partially covered for your dependents

    • One Medical annual membership

  • 401k (including employer match on contributions made while employed by Ramp)

  • Flexible PTO

  • Fertility HRA (up to $10,000 per year)

  • Parental Leave

  • Unlimited AI token usage

  • Pet insurance

  • Centralized home-office equipment ordering for all employees

  • Health and Wellness stipend

  • In-office perks: lunch, snacks, drinks, and more

  • Budget for intra-office travel

  • Relocation support to NYC or SF (as needed)

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

Other notices

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.

Ramp Applicant Privacy Notice

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