Senior Software Engineer, Risk
Senior Software Engineer · Senior · Full Time
Opens Airwallex's application page
Role
What you'll do.
Airwallex is seeking a Senior Software Engineer for their Risk Platform Team in Singapore, focusing on building scalable and intelligent risk management solutions using cutting-edge technologies like machine learning, graph networks, and generative AI to protect global financial products and services.
Responsibilities
- Risk Service Development: Design, develop, and operate core transaction risk services and infrastructure using Kotlin/Java, supporting payment products and transaction systems
- Microservice Architecture: Own end-to-end delivery of key components on Airwallex's microservice framework, including design, implementation, testing, deployment, and observability
- High-Performance Service Design: Build high-concurrency, highly available distributed services, optimizing latency, throughput, and reliability for production workloads
- Technical Collaboration: Collaborate with senior engineers and cross-functional partners to define technical solutions, APIs, and service boundaries; drive architectural improvements
- Technology Exploration: Evaluate and propose pragmatic upgrades in emerging technologies like graph networks, streaming, machine learning, and large language models aligned with business risk needs
- Team Development: Mentor engineers through code reviews, design discussions, and engineering best practices to improve team quality and delivery efficiency
- Incident Management: Participate in on-call/incident response, driving root-cause analysis and long-term system remediation
Qualifications
What we look for.
Technical
Programming Languages
Expert-level proficiency in Kotlin and/or Java
Distributed Systems
Strong experience designing and implementing high-concurrency, scalable microservices
Advanced Technologies
Hands-on experience with machine learning, graph networks, streaming technologies, and generative AI
Education
Computer Science Degree
Bachelor's or Master's degree in Computer Science, Software Engineering, or related technical field
Experience
Risk Platform Development
Minimum 5+ years of experience in developing risk, fraud detection, or financial technology platforms
Microservices Architecture
Proven track record of designing and implementing robust microservice architectures
Skills
Required
Kotlin
Advanced programming skills in Kotlin for backend development
Java
Strong Java programming capabilities for enterprise software development
Distributed Systems
Deep understanding of distributed system design and implementation
Preferred
Machine Learning
Nice to haveExperience with ML model development for fraud detection and risk assessment
Graph Networks
Nice to haveKnowledge of graph database technologies and network analysis
Generative AI
Nice to haveUnderstanding of large language models and their applications in risk management
Tech stack
Languages
Frameworks
Databases
Tools
Other
Compensation
Pay and benefits.
Base·SGD 150,000 – 250,000
Benefits
Global Career Opportunity
Work with a high-growth fintech valued at US$8 billion with presence in 26 global offices
Innovative Technology Environment
Cutting-edge technology stack including AI, machine learning, and advanced risk management platforms
Professional Growth
Opportunities to work on complex, high-visibility problems with exceptional teammates
Process
Interview steps.
- 01
Initial Screening
Review of resume and initial alignment with role requirements
- 02
Technical Assessment
Comprehensive coding and system design challenge focusing on distributed systems and risk management technologies
- 03
Technical Interviews
Multiple rounds of interviews with senior engineers and team leads, assessing technical expertise and problem-solving skills
- 04
Final Interview
Discussion with hiring manager about team dynamics, career growth, and alignment with Airwallex's mission
Full posting
Original listing.
About Airwallex
Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.
Proudly founded in Melbourne, we have a team of over 2,000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.
Attributes We Value
We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.
You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.
About the team
Airwallex Risk Platform Team is responsible for protecting all Airwallex products across the lifecycle, including GTPN, PA, Issuing, Onboarding, and Account Takeover. The risk landscape evolves rapidly and fraud techniques are becoming increasingly sophisticated. We build scalable, reliable, and intelligent risk capabilities to stay ahead—helping Airwallex remain a trusted global partner for businesses.
Our team is distributed across Shanghai and Singapore, working closely with global product, engineering, data, and operations teams, as well as external partners and customers, to deliver a holistic risk management approach.
This role is based in Singapore.
What you’ll do
Our mission is to keep Airwallex’s products and services safe and secure. We continuously improve risk strategies and systems using modern technologies, including graph, machine learning, and LLMs/Gen AI, to detect and prevent fraud and abuse at scale.
Responsibilities:
Design, develop, and operate core transaction risk services and infrastructure using Kotlin/Java, supporting payment products and transaction systems.
Own end-to-end delivery of key components and services on Airwallex’s microservice framework: design, implementation, testing, deployment, and observability.
Build high-concurrency, highly available distributed services, optimizing latency, throughput, and reliability for production workloads.
Collaborate with senior engineers and cross-functional partners to define technical solutions, APIs, and service boundaries; drive architectural improvements.
Explore and evaluate new technologies (e.g., graph/streaming/ML/LLM related) and propose pragmatic upgrades aligned with business risk needs.
Mentor engineers through code reviews, design discussions, and engineering best practices, improving team quality and delivery efficiency.
Participate in on-call/incident response when needed, driving root-cause analysis and long-term remediation.
Applicant Safety Policy: Fraud and Third-Party Recruiters
To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.
Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.
Equal opportunity
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
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